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​Accept Payments with Clearpay on Square Online

Square Online

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Clearpay is a buy now, pay later service that allows customers to pay for online orders in four interest-free payments over six weeks. You receive the full amount – up front.

Clearpay requires no additional integration with your Square Online site. You’ll be automatically enabled to use Clearpay so you can boost online sales, increase average basket size and attract new customers. Learn more about how Clearpay works on their website.

You can also learn more about accepting payments on Square Online for more information on all of your online payment options.


Enabling Clearpay with Square is free – there are no monthly fees or startup costs. The Clearpay processing fee is 6% + 30p per Clearpay order.

  • Square sellers using Clearpay are paid the full amount at the time of purchase, minus a processing fee on the total order.

  • You only pay when you make a sale – there are no processing fees charged on the remaining instalments or if your customer makes a late payment.

  • Clearpay rates are fixed and do not vary by subscription type, hardware or custom pricing.


Eligibility for Clearpay is dependent on numerous factors, including how your business is structured and what you sell. Here are some notes to keep in mind:

  • Sellers must be in an approved merchant category

  • Sellers must be based in the United Kingdom

  • Sellers cannot have multiple Tax Identification Numbers (TINs) or Unique Taxpayer References (UTRs)

  • Local delivery orders not supported

  • QR code ordering not supported

  • Item or basket totals outside of the eligible purchase range not supported

  • Restricted digital goods or services not supported

  • Cross-border orders not supported

We’ll work to expand availability of Clearpay over time to give more sellers the opportunity to enable it on their sites. Review our Clearpay Merchant Terms for more information on eligibility, merchant categories and more.

Enable or Disable Clearpay

To enable or disable Clearpay payments on your Square Online site:

  1. From your Account & Settings page, go to Business information > Payment methods.

  2. Under Clearpay, select ••• > Edit settings.

  3. Toggle the Online option on or off, then select Save when finished.

When toggled on, you can offer Clearpay online acceptance where customers can pay for online orders between £1 to £1,000. If toggled off, customers can’t use Clearpay to check out.

Note: the setting for online payments with Clearpay is global and applies across all Square products that can also take Clearpay payments online. This includes other online platforms such as Square Online Checkout and Virtual Terminal. There isn’t a way to disable Clearpay only for Square Online at this time.


To learn more, take a look at the accepting payments with Clearpay on Square Online FAQ.

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