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Your Credit Score and Square Capital FAQ

If you received a loan offer through Square Capital and you’re wondering if applying could affect your credit score, please review the FAQ below.

Does applying for Square Capital affect my credit score?

No, applying for a loan through Square Capital doesn’t affect your credit score.

Does my credit score impact my eligibility?

No, offers through Square Capital are based on processing and account history. For additional details about our eligibility process, take a look at Square Capital Loan Eligibility.

Does a loan through Square Capital help me build my credit score?

A loan through Square Capital doesn’t impact your credit score, either negatively or positively. We can provide a letter of completion after full repayment of your loan, but you will not see an impact to your credit score.

I have a loan through Square Capital. Will you provide a letter of reference?

Square Financial Services doesn’t provide credit references. We apologize for any inconvenience.

Once my loan is complete, will I receive a letter of confirmation?

We don’t automatically supply a letter of completion, but our team can provide one if requested. To start the process, you can contact a member of our Square Capital Team.