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Square's Standard Transfer Schedule

After you activate a Square Point of Sale account and link a bank account, funds are automatically sent to your linked account as per our standard transfer schedule. Our standard transfer schedule is the quickest way to receive your funds.

With our standard schedule:

  • Payments taken before 5 p.m. PT/8 p.m. ET will be available in your bank account the next business day. Payments accepted on Friday before 5 p.m PT may post to your bank account Monday morning, not Saturday morning (depending on your bank’s processing speeds).
  • Payments taken after 5 p.m. PT/8 p.m. ET will be available in your bank account by the second business day.
  • Transfers are not sent on Saturdays.

Daily transfer Schedule

The table below details standard transfer times.

Standard Transfer Schedule

Transaction Date Transfer Initiated Transfer Complete
Sunday 5 p.m. PT to Monday 5 p.m. PT Monday 8 p.m. PT Tuesday morning
Monday 5 p.m. PT to Tuesday 5 p.m. PT Tuesday 8 p.m. PT Wednesday morning
Tuesday 5 p.m. PT to Wednesday 5 p.m. PT Wednesday 8 p.m. PT Thursday morning
Wednesday 5 p.m. PT to Thursday 5 p.m. PT Thursday 8 p.m. PT Friday morning
Thursday 5 p.m PT to Friday 5 p.m. PT Friday 8 p.m. PT Monday morning
Friday 5 p.m. PT to Sunday 5 p.m. PT Sunday 8 p.m. PT Monday morning

*Transfer times are approximate.

You can also customize your transfer schedule. Learn more about setting a close of day time.