Use Card on File with Square for Retail App
Use Card on File with the Square for Retail app to make selling easy:
Securely add and store payment cards in your Customer Directory from the Square app or your online Square Dashboard.
Seamlessly charge your customers’ stored payment cards or Square Gift Cards.
Safely carry out your business with Square handling PCI compliance and authorisation on your behalf.
The processing fee for charging a card on file from your online dashboard or Square for Retail app is 2.2% per transaction.
Add Card on File
There are four ways to store a card on file:
From your in-app Customer Directory of your Square for Retail app
From your online Square Dashboard
Before a sale
After a sale
Note: Phone numbers cannot be used for Card on File notifications.
Charge a Card on File with the Retail app
With a stored card on file, you can charge your customer with the Square for Retail app, all without ever using the physical card.
Add items to your cart, enter a custom amount, or open a previously Saved Cart.
Tap Add Customer > select an existing customer or create a new customer. Tap Add to Sale.
Tap Charge > Card on File > Confirm the card and last four digits (PAN) and tap Charge then tap Confirm.
Complete the payment flow.
Note: A processing fee of 2.2% per transaction is applied at the time of payment with a linked credit or debit card.
Unlink a Card on File
You can unlink and remove your customers’ cards on file from their profile in your Customer Directory under Edit Personal Information.
Your customers can also remove their own cards by following the link provided to them on all card on file notifications. Customers will receive notifications when their card is stored, when their email address is changed, and when a payment is made using a card on file. The link on these notifications will take them to their Card on File Dashboard, where they can view and remove the cards on file associated with your business.