Get Started with Square Checking

Square Checking is a checking account that gives you instant access to your sales with Square. With Square Checking, sales you process with Square are immediately available to spend on your Square Debit Card or with your account & routing numbers, and you can create digital checks to email or print and deliver to recipients. If you have been approved for Square Loans, you can also access and spend your loan funds through your Square Debit Card.

Square Checking does not have any recurring account fees or minimums.

Open a Square Checking Account

You can open a Square Checking account directly from your Square Point of Sale app, the Square Dashboard app, or from your online Square Dashboard.

From the Square Point of Sale app

1. From your Square app, go to Balance > Checking > Get started.

2. Verify that your name and business name matches the account owner’s name on the Square account. For security reasons, Square Checking will only be issued to the account owner.

3. Personalize your Square Debit Card. Once your account is set up, you can order up to five debit cards per individual Square account. 

4. Enter a shipping address to receive your physical Square Debit Card.

5. Set a PIN for your account.

From Your online Square Dashboard

1. Go to the Balance section of your online Square Dashboard.

2. Select one of your locations under Locations.

3. Select the gear icon > Square Checking > Get started.

4. Verify that your name and business name match the account owner’s name on the Square account. For security reasons, Square Checking will only be issued to the account owners.

5. Personalize your Square Debit Card. Once your account is set up, you can order up to five debit cards per individual Square account. 

6. Enter a shipping address to receive your physical Square Debit Card.

7. Set a PIN for your account.

From the Square Dashboard app

1. Log in to the app and go to the Banking tab. 

2. Tap Enable Checking to begin setting up your account. 

3. Verify that your name and business name match the account owner’s name on the Square account. For security reasons, Square Checking will only be issued to the account owner.

4. Personalize your Square Debit Card.

5. Enter a shipping address to receive your physical Square Debit Card.

6. Set a PIN for your account.

Note: By default, when you sign in to Square you will have a 2-step verification process to help keep your account safe. You will be able to manage the 2-step verification settings from your online Square Dashboard.

Edit Your Square Checking Billing Address

By default, the billing address associated with your checking account is the personal home address you provided when you signed up for a Square account. Or, if you were asked to designate a preferred billing zip code when you opened your Square Checking account, the information you entered will be your Square Checking billing zip code.

You can see your billing zip code from the Square Point of Sale app by going to Square Checking balance and tapping Billing Address.

You can edit the billing address associated with your Square Checking account from your Square Point of Sale app, the Square Dashboard app, or your online Square Dashboard.

From your Square Point of Sale app:

1. Open your app and select Balance > Checking > Billing address

2. Select Edit Billing address

3. Make your edits and tap Save. 

 From your online Square Dashboard:

1. From the Balance tab of your online Square Dashboard ,select one of your locations under Locations.

2. On your location balance overview, click the gear icon and select Checking settings.

3. Select Edit Billing Address.

4. Make your edits and click Continue.

From the Square Dashboard app:

1. Open the app, tap Banking, and tap your Square Checking account from Locations. 

2. Tap the gear icon and tap Checking settings > Edit billing address to enter your updated information.

Update Your Business Name

If you update your business name prior to opening a Square Checking account, your updated business name will be reflected on your Square Checking account and any digital checks you create with Square Checking.

If you have already opened a Square Checking account and need to change your business name, you can do so from your Square Point of Sale app or your online Square Dashboard.

From the Square Point of Sale app:

1. Open your Square app, and select Settings > Account.

2. Tap on Business Information.

3. Under Basic Information, update your Business Name. Note: Your Business Name must be 26 characters or less.

From your online Square Dashboard:

1. Go to Account & Settings.

2. Select Business > Locations.

3. Select the location associated with your Square Checking account.

4. Update your Business Name. Note: Your Business Name must be 26 characters or less.

Close Your Square Checking Account

You can close your Square Checking account from your Square Point of Sale app or online Square Dashboard.

From your Square Point of Sale app:

1. Open your app and go to  Balance > Checking.

2. Tap on Get help with Checking.

3. Select I’d like to close my account.

   1. If you have a Square Debit Card as a default transfer method, you will be prompted to deactivate your Square Debit Card. Select Deactivate debit card to confirm. Select Close and switch back to transfers to finish closing your checking account.

   2. Otherwise, you can close your checking account by tapping Close my checking account.

4. Select Finish to confirm your account closure.

From your online Square Dashboard:

1. Go to the Balance section of your online Square Dashboard.

2. Select one of your locations under Locations.

3. Select the gear icon > select Square Checking.

4. Click Get help with Checking.

5. Select I’d like to close my account.

6. You will be prompted to deactivate your Square Debit Card. Select Deactivate debit card to confirm.

7. Select Close and switch back to transfers to finish closing your checking account.