Square's Standard Transfer Schedule
After you activate a Square Point of Sale account and link a bank account, funds are automatically sent to your linked account per our standard transfer schedule.
With our standard schedule:
Payments taken before 5 p.m. PT/8 p.m. ET will be available in your bank account the next business day. Payments accepted on Friday before 5 p.m. PT may post to your bank account Monday morning, not Saturday morning (depending on your bank’s processing speeds).
Payments taken after 5 p.m. PT/8 p.m. ET will be available in your bank account by the second business day.
Transfers are not sent on Saturdays.
The table below details standard transfer times.
Standard Transfer Schedule
|Transaction Date||Transfer Initiated||Transfer Complete|
|Sunday 5 p.m. PT to Monday 5 p.m. PT||Monday 8 p.m. PT||Tuesday morning|
|Monday 5 p.m. PT to Tuesday 5 p.m. PT||Tuesday 8 p.m. PT||Wednesday morning|
|Tuesday 5 p.m. PT to Wednesday 5 p.m. PT||Wednesday 8 p.m. PT||Thursday morning|
|Wednesday 5 p.m. PT to Thursday 5 p.m. PT||Thursday 8 p.m. PT||Friday morning|
|Thursday 5 p.m PT to Friday 5 p.m. PT||Friday 8 p.m. PT||Monday morning|
|Friday 5 p.m. PT to Sunday 5 p.m. PT||Sunday 8 p.m. PT||Monday morning|
*Transfer times are approximate.
You can also customize your transfer schedule. Learn more about setting a close of day time.