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Deposit Options with Square

With Square, you can choose when to receive your funds. We offer a couple of options – our standard deposit schedule, a custom deposit schedule (tailored by you to your business hours), or transferring your funds to your Square Card.

Square doesn’t have deposit limits with our standard or custom schedules. We won’t hold funds based on the amount, frequency or type of transaction.  

If you’re having trouble locating a deposit, review these deposit schedule tips.

Standard Deposit Schedule Overview

When you activate your Square Point of Sale account, link a bank account and begin accepting card payments, we’ll deposit funds according to our standard schedule. All Square merchants start with our standard deposit schedule.

With this schedule, funds are usually deposited within 36 hours or 1-2 working days of a transaction. Learn more about our standard deposit schedule and review daily deposit times.

Custom Close of Day Time Overview

If your business has unique hours, you can customize the time you’d like transactions grouped for daily deposit. This is called your close of day time. 

Setting a close of day time ensures you’ll receive a single deposit for a full day’s payment activity – making bookkeeping a breeze. Read more about [customizing your close of day time](https://squareup.com/help/article/5439

Manual Deposits

By default, your funds will be deposited to your bank account every night, from Sunday to Thursday.

Instead of automatic deposits, you can enable manual deposits to choose when to transfer your money. Your funds will be available in your Square balance, and you can decide when to transfer them to your linked bank account. Your funds will then arrive in your bank account the next business day – at no extra cost.

You are able to pause automatic nightly deposits and change to manual deposits, directly from your online Square Dashboard or from the Square app.

  1. Navigate to Settings in your online Square Dashboard or Square Point of Sale app.
  2. Select Deposits.
  3. Under Deposit Schedule > select Manual.