Apply for Square hardware financing
About instalment payments for Square hardware
Square hardware financing is a flexible payment option allowing you to purchase Square hardware and pay for it in monthly instalments. Square hardware financing gives you a flexible way to make sure that you get the hardware you need for your business. You can pick the option that works best for your budget and business.
An authorised user on your Square account, or an authorised person acting on your behalf, may apply.
Before you begin
You can apply for Square hardware instalments on orders between $59 to $5,000, interest-free. If your Square Shop cart is under $59, this is not eligible for hardware instalments.
Depending on your order total, you’ll see repayment options at checkout for 3, 6, or 12 months.
All applications are subject to approval.
We’re unable to approve every application. We’ll notify you via email immediately if your application is declined and give you the reason(s) why.
At this time, you are not able to make payments with cash, cheque, money order, Afterpay, or another mailed-in payment.
Review hardware financing eligibility
Hardware financing eligibility is based on a variety of factors. After you apply for Square Instalments, your application goes through a check to determine your qualification. Details on why your request was declined can be found in the email you received explaining why we are unable to offer Square Instalments at this time.
All applications for Square Instalments are considered on a case-by-case basis, based on our approval requirements. This does not prevent you from applying for Square Instalments in the future. Generally, an applicant can be declined for various reasons including, but are not limited to, limits on the number of plans through Square Instalments you currently have open, whether or not we are able to verify your identity, certain factors that may affect your credit score, and a review of public records. Not all of these may apply to the specific reason your application was declined.
Apply for Square hardware financing
You can apply for Square hardware financing from Square Shop:
Sign in to your Square account on Square Shop.
Select your hardware, click Buy now, and make any other additions to your cart.
From your cart, navigate through the checkout flow like normal until you reach the Payment stage—you should see the options to Pay in full or Pay in instalments.
Select Pay in instalments > See plan options.
Select an installment plan > Continue to application.
Provide your details and click Submit application.
If your application is successful you should see the option to provide your payment details and complete checkout.