Clearpay and Square
Clearpay is a buy now, pay later payment option that allows customers to pay for their purchases in four interest-free instalments. Merchants get paid in full — immediately. If eligible to accept Clearpay on your Square account, you can process Clearpay payments:
Clearpay gives your customers more payment flexibility when checking out online and in-person — see how your sales can grow:
Give your customers more payment flexibility at checkout and see how your online and in-person sales can grow.
Clearpay customers spend 40% more per transaction and shop 50% more frequently than traditional customers.
Clearpay drives new business for merchants by sending out over 1M referrals globally every day.
There are no monthly fees or startup costs to start processing Clearpay with Square. You only pay processing fees when you make a sale.
Clearpay processing fees are 6% + £0.30 across Square Online and in-person.
Note: Clearpay rates are fixed and do not vary by subscription type, hardware, or custom pricing.
Eligibility for Clearpay online acceptance is dependent on numerous factors, including how your business is structured and what you sell. Eligibility includes, but is not limited to:
Sellers must be in an approved merchant category
Sellers must be based in the United Kingdom
Sellers cannot have multiple Tax Identification Numbers (TINs)
Sellers cannot sell restricted digital goods or services
Cross-border orders not supported at this time
We’ll work to expand the availability of Clearpay over time to give more sellers the opportunity to enable it on their sites. Review our Clearpay Merchant Terms for more information on eligibility, merchant categories and more.
Enable or Disable Clearpay
To enable or disable Clearpay for in-person transactions on Square POS app and Square Appointments app, you can enable/disable Clearpay directly from your app or online Square Dashboard.
If you're using Square for Retail POS, Restaurants POS, Invoices or Virtual Terminal, you will need to visit Payment Methods via a web browser to enable/disable Clearpay.
Once you've enabled Clearpay, customers can pay in-person via their Clearpay Card on any Square app. Customers can also pay via Virtual Terminal, Square Online and Square Online Checkout.
Clearpay and Square FAQ
Read the following articles to learn more about Clearpay acceptance: