Home>Square Loans

Cancel your loan application

Who is this article for?
  • Only account owners can manage a Square loan.
  • Square loan applicants.
  • About cancelling your loan application 

    You can cancel a Square loan application at any time during the review process. Once your application is approved, you can cancel the loan within two business days of loan origination. 

    The loan origination date is typically the same as the application approval date, but check your loan agreement to confirm your origination date.

    Before you begin 

    • A loan is originated when your application is approved and the funds are on their way to your linked bank account. The origination date will be listed in the summary box of your loan agreement, which you can download after approval from the Loans section in Square Dashboard.

    • Once you request to cancel a loan, any funds that have been extended will be withdrawn from your linked bank account. Your loan will not be deemed canceled if the debit to your account is unsuccessful. If you’ve made any loan payments prior to cancelling your loan, those payments will be returned to you.

    • You can't cancel your loan after two business days of your loan origination date. After approval, your business is responsible for the entire loan amount, including the fixed fee. You can pay off your loan with convenient automatic deductions from your daily card sales or by making prepayments from Square Dashboard.

    All loans are issued by Square AU Pty. Ltd. (ABN 38 167 106 176). A valid Australian bank account is required. The actual fee depends upon payment card processing history, loan amount and other eligibility factors. A minimum payment of 1/18th of the initial loan balance is required every 60 days and full loan repayment is required within 18 months. Loan eligibility is not guaranteed. Eligibility criteria include consistent and continuous payment card processing through Square. All loans are subject to credit approval. Terms and conditions apply.

    Cancel a loan application 

    1. Sign in to Square Dashboard and click Money > Loans.

    2. Click Actions > CancelPlan

    3. Confirm your loan cancellation.

    Related articles