A new payment option your customers will love.
With a monthly payment plan, they can buy what they want, when they want it.
It only takes a few steps and basic information to apply.
They see their monthly plans and total fees before they accept.
No deferred interest, prepayment penalty, or surprises.
More business, less hustle.
Simply sell more.
By offering the freedom to break big purchases into smaller payments, Square businesses have found that approved customers buy more.
Get paid up front, risk-free.
We’ll send your customer a digital card to pay at checkout. You’ll get paid up front, and they’ll pay us back over time. If they ever miss a payment, it doesn’t affect you at all.
Set it up effortlessly.
Square Installments automatically works everywhere you take payments with Square. You’ll also be able to track all sales right from your Dashboard. No integration needed.
How to start selling with Installments.
Tell your customers
Share the program with an email, web banners, print pieces, and more. We’ll send you everything.
They fill out a short application from their own device. Payment plans up to 12 months are available, with rates from 0-30% APR.*
Checkout and Payment
If they’re approved and pick a plan, we’ll instantly send them a digital card. Type in the number on the card, and you’re paid!
Accepted with invoices, too.
Do you send invoices to your customers? Square Installments can be automatically added to your Square Invoices, so they can easily apply to finance a purchase right from their inbox.
“With Square Installments we’re able to close more sales. More people who come in to test ride a bike end up buying a bike … It’s just simple, it’s easy, it’s integrated into our point-of-sale system, and works great for the client.”
JOE WITHERSPOON, MOTOSTRANO
No monthly fees. Here's what you pay.
Point of Sale
2.9% + 30¢
Sign up in three easy steps.
Find out if Square Installments is available to your business by logging in to your Square Dashboard.
If your business is eligible, get started by watching a quick introduction video.
Answer a few questions to make sure you understand how it works, and you’re done. It takes less than 10 minutes.
*All loans through the Square Installments program are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC, located in Salt Lake City, UT. Merchant is an independent third party from Celtic Bank, Square, Inc., and Square Capital, LLC. APR is fixed and ranges from 0-30%. 10% down payment required but may be waived for qualifying applicants. Actual terms will be based on creditworthiness and other factors. For example, a 12 month $2,100.00 loan with 15.00% APR would have 11 monthly payments of $190.00 and 1 payment of $184.07. Loans are subject to credit approval. Program terms apply; click here for eligibility and program information. Endorsements are from actual Square Installment program participants who agreed to be featured in this advertisement. Numbers are for illustrative purposes only.