Square Point of Sale
Simple, transparent pricing without any surprises.
It’s free to get started with Square Point of Sale. There are no setup or monthly fees. Only pay when you take a payment.
Software
Monthly fee
$0
No contracts
No setup fees
No hidden fees
Included with every Square account:
- Transfers as soon as the next business day
- Account takeover protection
- Fast online sign-up
- Free Square Reader for magstripe
- End-to-end encrypted payments
- Live phone support
- Free Square Point of Sale app
- Active fraud prevention
- Dispute management
Processing fees
Card present
When a customer taps, dips, or swipes their card in person. Visa, Mastercard, Discover, and American Express all cost the same rate.
2.6% + 10 cents
per transaction
Card not present
When a customer makes a purchase through your online store, Square Online Checkout, eCommerce API, or pays an invoice online.
2.9% + 30 cents
per transaction
Keyed in
When you manually key in your customer’s card details or use a card on file.
3.5% + 15 cents
per transaction
Get a custom rate.
We can create custom pricing for some businesses that process $250K+ in credit card sales.
Flexible hardware solutions that make selling easy.
Turn your Square POS
into a custom solution.
Do more than take payments with your Square POS. Add tools to your Square POS to create a custom solution based on your business needs.
Powering millions of businesses worldwide
4.8 STARS
4.8 STARS
4.7 STARS
WINNER EASIEST SETUP
Learn how real businesses reach their goals with Square.
FAQ
Fees and protection
Our Square Point of Sale software is free and can support all kinds of businesses at any stage or size. The processing rate is 2.6% + 10 cents for every tapped (mobile payments), dipped (chip cards), and swiped (magstripe cards) payment.
Nope. There are no long-term contracts, startup fees, authorization fees, statement fees, refund fees, PCI-compliance fees, or business card fees. Just pay when you use it. That’s it.
No. You have basic Square POS functionality for any number of employees for free with Square Team Management, which also offers more advanced employee controls for a per-location fee.
You can accept every major card — Visa, Mastercard, American Express, and Discover — all for the same rate.
Our systems monitor your payments to keep an eye on suspicious transactions. Machine learning and human expertise work hand in hand to adapt our technology to the shifting fraud landscape every day. And our team of fraud experts reaches out to you if we notice anything unusual.
Payments
You can accept cards, cash, checks, and gift cards.
Payment processing is simple with Square hardware connected to your phone or tablet, through digital invoices, or through your computer.
Yes, with offline mode, you can accept payments even when the internet goes down. They are then sent through automatically when you regain connectivity.
It’s really simple, but it’s probably easier to show you with our Square Point of Sale demo.
With Square Transfers, you can send your money to an external bank account in one to two business days for free or instantly for a fee. With Square Checking, you can get your money from Square sales instantly for free.
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1Offer is limited to one redemption per Square account holder.
2Block, Inc. is a financial services company, not a bank. Banking services are provided by Square Financial Services, Inc., an affiliate of Square, Inc., and Sutton Bank; members FDIC.
3All loans are issued by Square Financial Services, Inc., a Utah-Chartered Industrial Bank. Member FDIC. Actual fee depends upon payment card processing history, loan amount, and other eligibility factors. A minimum payment of 1/18 of the initial loan balance is required every 60 days, and full loan repayment is required within 18 months. Loan eligibility is not guaranteed. All loans are subject to credit approval.
Start selling with Square Point of Sale.