Square Payments Processing

Accept every way your customers want to pay.

Photo collage of different ways to pay with Square hardware, including Apple Pay and inserting a chip card into a Square Reader
Square Payments Processing

Accept every payment

Magstripe, chip card, or NFC (phone payments)—accept them all with our readers. You can also get paid remotely by keying in payments, even without a signal.

Quick setup, no long-term commitments

It’s free to sign up and fast to set up. There are no long-term commitments or monthly fees, and you pay only when you make a sale.

Fast transfers, simple pricing

Pay a flat rate per tap, dip, or swipe for all major cards including American Express. See transfers in your bank account in one to two business days.

Keeping your business secure

Square Secure offers chargeback protection, fraud detection, account takeover protection, and more, so you can focus on your customers.

Everything you need to start selling.

Photo of someone swiping a credit card through Square Reader for magstripe in a retail store

Hardware for your counter or on the go

From Square Reader for magstripe to Stand for contactless and chip, Square has the hardware you need to accept all major credit cards, NFC payments, gift cards, and more.

Photo of someone checking out a customer in a retail store using Square Stand for contactless and chip

Powerful point-of-sale software

Online payment processing is just the start. The free Square Point of Sale app has tools to help you manage every area of your business, such as inventory management, customer directories, and digital receipts.

Built to work together

Our hardware and software work together perfectly. They come from the same source, which means one seamless payment experience for you and your customers.

Take payments anywhere, any way.

A photo of an iPad, laptop, and iPhone with screens showing different ways to get paid with Square: Square POS, Virtual Terminal, and Invoices

Square Invoices

Send invoices from your mobile device or laptop right to your customers’ inboxes. They can pay securely with a few clicks.

Take payments from your computer

Key in card payments from your Square Dashboard in seconds with Square Virtual Terminal—no card reader or app required.

Save cards on file

Store payment details for your regulars. Charge them at the tap of a button and save time at checkout.

No signal, no problem

Never miss a sale again. Accept payments without a connection in Offline Mode and pay the usual 2.6% +10¢ per swipe.

Sell with eCommerce platforms

Use Square payments with third-party eCommerce platforms like BigCommerce, Wix, Weebly, Ecwid, and WooCommerce to sell online.

Sell with Square on your own site

With Square’s payment processing APIs, you can sell online with Square and seamlessly integrate your online and offline sales. Track all your reporting, transfers, and inventory in one place.

Square keeps things humming.

We invest heavily in payment processing technology to help protect your business and keep it running smoothly.

Protecting your business

Square Secure provides industry-leading security with PCI-compliant systems included at no charge. We also cover up to $250 in qualifying chargebacks per month and help resolve chargebacks for you, so you can focus on your next sale.

Fast, reliable transfers

When you take a payment with Square, you get your money in your bank account as soon as the next business day.

Support if you need it

Our dedicated support team works side by side with our other departments to improve your customer experience. They are standing by to help if you need it. Call, email, or tweet, or use our Support Center to find helpful guides and tools.

How Square compares

Choosing the best payment processing solution can be confusing. So we broke down the different options for merchant services (accepting credit cards), from banks to ISOs to Square. It’s a big decision that can cost (or save) you thousands of dollars, so we want you to be as informed as possible.


Accept all major cards and get transfers as fast as the next business day. Sell with Square Point of Sale and our powerful range of hardware for 2.6% + 10¢ per tap, dip, or swipe.

2.6% +10¢

Per swipe, dip, or tap

2.9% + 30¢ per transaction
Invoices and eCommerce Payments
3.5% + 15¢ per transaction
Virtual Terminal and Keyed-In Transactions

Get a custom rate for your business

We can create custom pricing packages for some businesses that process more than $250K in card sales and have an average ticket size over $15. If that’s you, get in touch—we’ll even review your current statement with you. An average ticket size under $15 is unlikely to qualify for a custom rate.

Portrait of a female hair stylist standing at a counter in a hair salon

“We’ve never had any problem with the consistency of Square’s performance or the transfers or anything else. They continue to just make improvements and add features I didn’t even know I needed until I used them.””

Casey, BANG Salon, Seattle, WA
Photo of a man getting his hair blow dried at a hair salon
Photo of a woman using Square Analytics on a laptop