Loans and payments—all in one place
Get a business loan and automatically pay it back in the same place. Because you repay with your daily sales, you can just do business as usual and go about your day.
Loans from $2,000–$250,000
Big or small, money helps move your business forward. If you’re approved, see the funds in your account as soon as the next business day.
One loan fee
You pay one loan fee to borrow the loan. This fee never changes and is paid back over the life of the loan. No late fees, ongoing interest, or surprises.
Your loan is automatically repaid using a little bit of your daily Square sales to work with your cash flow. It all happens automatically, so you don’t have to think about making a payment.
New Square sellers can access business loans
Square believes business owners deserve more credit
Say business grew**
We make the switch simple
Our team of experts can help you set up your hardware and software, connect existing apps and services, train your staff, plus answer any questions about loans through Square Capital.
Square, the Square logo, Square Capital, and others are trademarks of Square, Inc. and/or Square Capital, LLC. Square Capital, LLC is a wholly owned subsidiary of Square, Inc., d/b/a Square Capital of California, LLC in FL, GA, MT, and NY.
All loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC, located in Salt Lake City, UT. The individual authorized to act on behalf of the business must be a U.S. citizen or permanent resident and at least 18 years old. Valid U.S. bank account and Social Security number or Individual Taxpayer Identification Number are required. New Square sellers only. Actual fee depends upon payment card processing history, loan amount and other eligibility factors. A minimum payment of 1/18th of the initial loan balance is required every 60 days and full loan repayment is required within 18 months. Loan eligibility is not guaranteed. Eligibility criteria include consistent and continuous payment card processing through Square. All loans are subject to credit approval. This is an advertisement communication. NSF1119