Sell, save, spend and borrow—all on Square.
When you take payments and bank through Square, everything is connected. Watch your sales flow directly into Square Banking, so accessing and moving your money is fast, easy—and can even be automated.
Sign up for Square
Start selling with Square today.
When you take payments with Square, your money flows with your business.
Never miss a sale
Whether you’re a small business or enterprise, we make accepting card payments as fast, painless, and secure as possible, with no extra fees, no unnecessary long-term contracts, and no tricks.
Manage your cash flow
When you take payments with Square, your sales automatically sync to our other tools, like savings, checking, loans, and payroll, so you can manage your money without any hassle.
No minimums to open an account. No monthly fees. With your payments, banking, and cash flow all working together. Plus, Checking accounts are FDIC-insured up to $250K and Savings accounts are FDIC-insured up to $2.5M.
Get your money at a moment's notice.
As soon as a Square sale comes in, the money is available in your FDIC-insured Square business checking account — no waiting.
Save automatically with every Square sale.
Earn 1.75 APY¹ (4x the national average²) with savings organized by business needs like sales taxes and rainy day funds, or milestone moments like a brand-new website.
2.9% + 30¢
Per remote transaction
3.5% + 15¢
Per keyed-in transaction
Getting started is simple and free.
Instant availability of Square sales. Funds generated through Square’s payment processing services are generally available in the Square checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues.
Square, the Square logo, Square Financial Services, Square Capital, and others are trademarks of Block, Inc. and/or its subsidiaries. Square Financial Services, Inc. is a wholly owned subsidiary of Block, Inc.
All loans and Savings accounts are issued by Square Financial Services, Inc., a Utah-Chartered Industrial Bank. Member FDIC. Actual fee depends upon payment card processing history, loan amount and other eligibility factors. A minimum payment of 1/18th of the initial loan balance is required every 60 days and full loan repayment is required within 18 months. Loan eligibility is not guaranteed. All loans are subject to credit approval.
1 Savings accounts are provided by Square Financial Services, Inc. Member FDIC. Accrue annual percentage yield (APY) of 1.75% on balances over $10. APY subject to change, current as of 10/10/22. No minimum to open, no cost.
2 The rate of our savings account is more than 4x the national average of 0.43% APY, based on the national average of savings accounts rates published in the FDIC Weekly National Rates and Rate Caps accurate as of 8/21/2023.
Square Checking is provided by Sutton Bank, Member FDIC. Square Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. Funds generated through Square’s payment processing services are generally available in the Square checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Accounts are FDIC-insured up to $250,000.
© 2022 Square, Inc. and/or Square Financial Services, Inc. All rights reserved.