Recursos para la COVID-19

Resources for Small Business Financial Relief

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If your small business could use help with funding right now, this list is for you. Here you’ll find loans, grants, and other programs from federal, state, and local governments as well as private organizations that can help your small business get the cash you might need.

Things are changing quickly, so we are working to keep this list up to date. However, please reach out to the relevant state or local offices to get the most up to date information on these programs.

Square

Paycheck Protection Program Through Square
About the program: Square is rolling out PPP loan applications. Take a look at this application guide to help you prepare and gather information and documents you’ll need to apply. If you’ve already applied elsewhere but have not received funding, you can still apply through Square Capital if you receive an invite.

Be on the lookout for an email or update in your Square Dashboard for an invitation to apply. If you don’t use Square currently, sign up for a Square account to begin the application process. Remember, demand for PPP loans remains high and funding may run out quickly. To improve your chances, submit your application as soon as you possibly can.


Federal

Economic Injury Disaster Loan Emergency Advance
About the loan: In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states; Washington, D.C.; and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. At this time, only agricultural business applications will be accepted due to limitations in funding availability and the unprecedented number of applications already received. Applications that have already been submitted will continue to be processed on a first-come, first-served basis.

Apply for an EIDL advance

Paycheck Protection Program
About the loan: The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses. Under this program, eligible recipients may qualify for a loan of up to $10 million. These loan payments will be deferred for six months, and if you use the loan to pay employees, provide healthcare benefits, pay mortgage interest, or pay rent or utilities, the loan could be converted into a grant. You can find out more about the Paycheck Protection Program from your local lender.

Apply for the Paycheck Protection Program

SBA Express Bridge Loans
About the loan: The SBA’s Express Bridge Loan Pilot Program allows small businesses that currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster Loan. If a small business has an urgent need for cash while waiting for a decision and disbursement on an Economic Injury Disaster Loan, it may qualify for an SBA Express Disaster Bridge Loan.

Learn about SBA Express Bridge Loans


States

Alabama

Little Rock Small Business Emergency Assistance Program

About the loan: The program helps small, for-profit businesses that have been in business for more than two years and have 20 or fewer employees, and for-profit micro-enterprise businesses with five employees or fewer including the owner, who must earn a household annual income up to or less than 80% of the area median income, with loans of up to $5,000 for operational fixed costs.

Apply for Small Business Emergency Assistance

The Chamber of Commerce of West Alabama: Small Business Relief Fund
About the loan: The fund was created to assist small businesses that have experienced a financial hardship as a result of COVID-19. This is specifically for businesses in Bibb, Fayette, Greene, Hale, Lamar, Marengo, Pickens, Sumter, or Tuscaloosa counties.

Apply for a loan from the Small Business Relief Fund

WARC C19 Disaster Relief Program
About the loan: The West Alabama Regional Commission is providing assistance to small manufacturing, retail, and service businesses that create or retain jobs and need support due to the economic impacts of COVID-19. Businesses assisted must be located in the seven-county WARC region and have been in operation for a minimum of one year.

Apply for a C19 Relief Loan


Alaska

Small Business Economic Development Loan
About the loan: To provide private sector employment in communities with fewer than 30,000 residents, the state of Alaska created the SBED program. To be eligible for this program, the business must be located in a community with a population of less than 30,000. Loans in communities of 30,000 or more are available on a limited basis, depending on funds availability. The maximum loan amount is $300,000, with a fixed interest rate generally below 6% with a maximum term of 20 years for fixed asset loans and 5 years for working capital loans.

Apply for a Small Business Economic Development Loan

Rural Development Initiative Fund
About the loan: To provide private sector employment in communities with fewer than 5,000 residents, the state of Alaska created the Rural Development Initiative Fund. To be eligible to apply, the business must be located in a community with a population of 5,000 or less that is not connected by road or rail to Anchorage or Fairbanks, or with a population of 2,000 or less that is connected by road or rail to Anchorage or Fairbanks. The maximum loan amount is $150,000 to a person or up to $300,000 to two or more people. The maximum loan term is 25 years and the interest rate will be fixed at the time of loan approval.

Apply for a Rural Development Initiative Fund Loan

Microloan Program
About the loan: The Microloan program was created to promote economic development in Alaska by helping small businesses access needed capital. Loans may be made for working capital, equipment, construction, or other commercial purposes for a business located in Alaska. Applicants must have been an Alaska resident for the 12 months preceding the date of application. The maximum loan amount is $35,000 to a person or up to $70,000 to two or more persons. The maximum loan term is 12 years and the interest rate will be fixed at the time of loan approval.

Apply for a Microloan


Arizona

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Arkansas

AR Economic Development Commission - Quick Action Loan Program
About the loan: The Arkansas Economic Development Commission has established a loan program to provide assistance to businesses affected by COVID-19. This program is funded through an allocation of $4,000,000 from the governor’s Quick Action Closing Fund. Eligible companies may apply for a loan or loan guaranty of up to $250,000.

Learn more about the Economic Development Commission - Quick Action Loan Program

Blue & You Foundation Grant
About the grant: The purpose of the Rapid-Response Covid Relief Grants program is to help eligible organizations lessen the impact of the COVID-19 virus on the individuals, families, and communities they serve. Applying organizations may request a grant ranging from $5,000 to $150,000. Applications will be reviewed and funding decisions made on a weekly basis.

Sign in to apply for a Blue & You Foundation Grant


California

California Disaster Relief Loan Guarantee Program — COVID-19
About the loan: The Small Business Finance Center (SBFC) partners with Financial Development Corporations to provide loan guarantees and direct loans for small businesses that experience capital access barriers.

Learn more about the California Disaster Relief Loan Guarantee Program

City of Los Angeles - Small Business Emergency Microloan Program
About the loan: The Small Business Emergency Microloan Program will provide loans of $5,000 to $20,000 for small business enterprises that have been affected by the COVID-19 outbreak.

Apply for the City of Los Angeles - Small Business Emergency Microloan Program

South County EDC’s Emergency Business Loan Program
About the loan: South County Economic Development Council (South County EDC) is offering a no-interest loan to eating establishments in South County to provide some economic relief during these difficult times. This small infusion of funds is intended to assist South County small restaurants to remain open and continue to provide meals during this national emergency. South County EDC will provide a one-time, $5,000, no-interest loan with repayment due on April 1, 2021. At that time the entire loan amount will be due. It is anticipated that a total of 50 loans will be provided.

Apply for a South County EDC Emergency Business Loan


Colorado

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Connecticut

COVID-19 Business Response Program
About the loan: HEDCO, Inc. has partnered with Governor Lamont, the state of Connecticut, the CT Department of Economic and Community Development (DECD), and the CT Minority Business Initiative to provide financial relief to minority-owned and women-owned small businesses negatively affected by the coronavirus pandemic. Under the COVID-19 Business Response Program, a qualifying small business with 20 or fewer employees may apply for a zero-interest line of credit for up to $20,000.

Apply for a COVID-19 Business Response Line of Credit


Delaware

Hospitality Emergency Loan Program
About the Loan: The Hospitality Emergency Loan Program (HELP) is available to provide financial relief for restaurants, bars, and other hospitality industry programs that employ Delawareans. The no-interest loans are capped at $10,000 per business per month. Eligible businesses must have been in operation for at least a year, have annual revenue below $1.5 million, and be in a hospitality-connected industry.

Apply for a HELP Loan


Florida

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Georgia

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Hawaii

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Idaho

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Illinois

Illinois Department of Commerce & Economic Opportunity - Illinois Small Business Emergency Loan Fund
About the loan: DCEO and the Illinois Department of Financial and Professional Regulation (IDFPR) are establishing the Illinois Small Business Emergency Loan Fund to offer small businesses low-interest loans of up to $50,000. Businesses located outside of the City of Chicago with fewer than 50 workers and less than $3 million in revenue in 2019 will be eligible to apply. Successful applicants will owe nothing for six months and will then begin making fixed payments at a below-market interest rate for the remainder of a five-year loan term.

Apply for the Illinois Small Business Emergency Loan Fund

Illinois Department of Commerce & Economic Opportunity - Downstate Small Business Stabilization Program
About the loan: To support small businesses in downstate and rural counties across Illinois, DCEO is repurposing $20 million in CDBG funds to stand up the Downstate Small Business Stabilization Program. This Fund will offer small businesses of up to 50 employees the opportunity to partner with their local governments to obtain grants of up to $25,000 in working capital. These grants will be offered on a rolling basis.

Apply for the Downstate Small Business Stabilization Program


Indiana

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Iowa

Iowa Economic Development - COVID-19 Targeted Small Business Sole Operator Fund
About the grant: A fund to support Targeted Small Businesses (TSB) with zero employees that have been economically affected by the COVID-19 pandemic. The program offers eligible small businesses grants of up to $10,000 to businesses that are single owners with no employees and are also TSB certified, or have an application submitted to the Iowa Economic Development Authority (IEDA) by April 10, 2020, to become TSB certified.

Apply for a Targeted Small Business Sole Operator Fund grant


Kansas

Kansas Capital Multiplier Loan Fund
About the loan multiplier: Under the Kansas Capital Multiplier Loan Fund, businesses can apply for matching loans of up to 9% of the private capital invested. Private capital invested must include a loan provided by a financial institution. Private capital can also include certified development companies and other sources of private lending, the entrepreneurs’ investment, and funds provided by angel investors and angel investor groups. The minimum loan from the Kansas Capital Multiplier Loan Fund is $25,000, with a maximum loan of $250,000.

Learn about applying for the Kansas Capital Multiplier Loan


Kentucky

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Louisiana

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Maine

The Finance Authority of Maine (FAME) & SBA - Special Loans and Loan Insurance
About the loan: The Finance Authority of Maine (FAME) is partnering with the U.S. Small Business Administration (SBA) and local Maine lenders to offer special, limited-time loans and loan insurance to eligible Maine businesses affected by COVID-19. FAME and participating lenders will make special terms available to Maine-based businesses that have experienced interruption or hardship due to COVID-19. Various benefits include: loans of up to $50,000 offered at reduced interest rates; interest-only payments; up to 75% pro-rata loan insurance on loans of up to $100,000; interim financing in conjunction with the SBA wherein FAME makes loan proceeds available while approved SBA borrowers await federal funding.

Learn more about application by visiting Finance Authority of Maine


Maryland

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Massachusetts

City of Boston Arts and Culture - Boston Artist Relief Fund
About the grant: The Boston Artist Relief Fund will award grants of $500 and $1,000 to individual artists who live in Boston whose creative practices and incomes are being adversely affected by COVID-19. The Boston Artist Relief Fund will be open on a rolling basis and will replace the Opportunity Fund for the rest of our fiscal year, ending June 30, 2020. The Opportunity Fund will reopen for applications after July 1. Opportunity Fund applications that were already received in this application cycle will be considered for funding. Applications from all artists living in Boston are welcome, but lower-income artists and artists who have not been funded through City-led grants during this fiscal year (July 1, 2019–present) will be prioritized.

Apply for a Boston Artist Relief Fund grant


Michigan

TCF Bank and Wayne County - Small Business Relief Loan Fund
About the loan: TCF Bank and Wayne County loans are available in amounts ranging from $5,000 to $50,000, depending on number of employees. An eligible business has been established for at least one year and has met credit approval guidelines, and the business is: (1) identified as a small business, which is a business that employs fewer than 100 employees or has revenue of approximately $1,000,000 or less; (2) in good standing with the County and State and not in delinquency with creditors, prior to COVID-19 emergency; and (3) is suffering substantial hardship (at least 25% loss of revenue) due to the COVID-19 emergency and will use proceeds to assist with that hardship.

Apply for the Small Business Relief Loan


Minnesota

Minnesota Department of Employment and Economic Development - Small Business Emergency Loan
About the loan: The Minnesota Department of Employment and Economic Development (DEED) has established a loan program to assist small businesses directly and adversely affected and whose industries are named in Executive Orders 20-04 and 20-08 following the COVID-19 pandemic. This program will provide a source of working capital to help Minnesota businesses sustain operations during this challenging time. Loans will be from $2,500 to $35,000. Current loan requests have exceeded funding availability. Check back regularly to learn if the legislature has made additional loan funds available.

Apply for a Small Business Emergency Loan


Mississippi

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Missouri

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Montana

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Nebraska

Nebraska Department of Economic Development - Community Development Block Grant
About the grant: The Nebraska Department of Economic Development (DED) has allocated Community Development Block Grant (CDBG) funds to assist qualified businesses that have been affected by the COVID-19 outbreak. Under this new guidance, CDBG ED may be able to assist two types of for-profit businesses: Businesses eligible for the Nebraska Advantage Act, and businesses that provide essential goods and services to communities having at least a 51% or greater low- and moderate-income (LMI) population. Implementing CDBG for business assistance will require local governments (e.g., cities, villages, or counties) to apply on behalf of businesses in their jurisdiction. There are a number of federal requirements, including meeting a National Objective of creating or retaining jobs for LMI persons or benefiting residents in communities where the population is at 51% or more LMI.

Apply for the Community Development Block Grant


Nevada

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


New Hampshire

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


New Jersey

New Jersey Economic Development Authority - Entrepreneur Guarantee Program
About the program: The NJ Entrepreneurship Guarantee Program is a $5 million program that encourages private sector investors to provide additional working capital loans to NJ-based entrepreneurial businesses in which the investor is already an equity holder. The program provides a guarantee of an investor loan advanced for working capital to an entrepreneurial company that has been affected by COVID-19.

Apply to the Entrepreneur Guarantee Program

New Jersey Economic Development Authority - Small Business Emergency Assistance Guarantee Program

About the program: The Small Business Emergency Assistance Program is a $10 million pilot program that makes available one-year first loss guarantees of permanent working capital loans and lines of credit originated by Premier Lender banks. These loans must be made to cover operating expenses for New Jersey small businesses and nonprofit organizations that have been affected by the COVID-19 outbreak. The program provides a 50% guarantee, not to exceed a total NJEDA exposure of $100,000, to Premier Lenders that will issue working capital loans or lines of credit to support business continuity for a range of COVID-19 related impacts to businesses.

See if your lender is participating or find a participating lender for the Small Business Emergency Assistance Guarantee Program


New Mexico

Economic Development Department - COVID-19 Business Loan Guarantee Program
About the program: The New Mexico Economic Development Department (NMEDD) has created a program to assist businesses seeking emergency loans or lines of credit to deal with negative economic impacts from COVID-19. Loan proceeds are flexible and can be used for (and not limited to) the following: working capital, inventory, and payroll. NMEDD can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000.

See if your lender is participating or find a participating lender for the Business Loan Guarantee Program

Economic Development Department - Local Economic Development Act (LEDA)
About the grant: LEDA is a signature program at the EDD that provides grants to help economic development based businesses pay for land, buildings, and infrastructure to relocate or expand. A company applying for a loan must be a qualified manufacturing business with over 50% of its revenue outside New Mexico or a retail business in a community with a population under 15,000. Businesses interested in LEDA should contact their regional development representative.The state of New Mexico is adjusting its business loan guarantee programs in order to make capital available to business owners whose operations are severely impacted by the COVID-19 health emergency.

Contact your regional development representative about the LEDA grant

New Mexico State Investment Council - New Mexico Recovery Fund
About the loan: The New Mexico Recovery Fund is a State Investment Council–backed investment program designed to help New Mexico companies weather the economic impact of the COVID-19 public health crisis. The council designed the program to make loans to companies that (1) were creditworthy prior to the pandemic, and (2) can demonstrate a realistic plan and the financial strength to drive economic recovery after the pandemic. Companies interested in receiving a loan must: Have forty (40) or more New Mexico employees; demonstrate an intent to retain as much of the company’s headcount as possible over the life of
the loan (with flexibility to allow for unforeseen business situations); demonstrable negative COVID-19 economic impact (loss of customers, loss of revenue, etc.); commit to spending at least 80% of loan proceeds in New Mexico (spending 100% of loan proceeds in New Mexico preferred).

Apply for the New Mexico Recovery Fund loan


New York

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


North Carolina

The North Carolina COVID-19 Rapid Recovery Lending Program

About the loan: Loans are available in amounts up to $50,000 based on the business’s current revenue. Loans issued by the program have the following features: an interest rate of 5.5%, standard term of four years, no prepayment penalties, and no interest or payments for the first six months. The business must have at least one employee, which can include the owner.

Apply here for the North Carolina COVID-19 Recovery Loan


North Dakota

North Dakota Development Fund Loans
About the loan: The program provides qualified businesses with loans and equity investments of up to $1 million, to be used for working capital, equipment, or real estate. To qualify, businesses must be certified as primary sector under the North Dakota Development Fund, Revolving Rural Loan Fund, and the Venture Capital Program.

Apply for the Development Fund Loan via email

Rural Growth Incentive Program Emergency Loans
About the loan: Under this program, the Department of Commerce may declare an emergency and make loans to “Essential Service Companies.” These include gas stations, pharmacies, grocers, and, in some cases, restaurants. Communities with populations of less than 2,500 are eligible. The request to the North Dakota Development Fund is a dollar-for-dollar match by the city. A community can apply for $25,000–$75,000 in matching funding. Loan terms are based on individual needs.

Apply for the Rural Growth Incentive Program via email

North Dakota Development Fund Loans - Childcare Loan Program
About the loan: This loan is specifically for certified daycares. The loan can be up to $100,000 with a 2.5% interest rate.

Apply for the Childcare Loan Program via email


Ohio

Ohio Minority Micro-Enterprise Grant Program

About the loan: Many Ohio minority- and women-owned small businesses have been hit hard by the COVID-19 pandemic. The Ohio Minority Micro-Enterprise Grant Program provides $10,000 in funding to help these companies through the current crisis and set them up for the future.

To be eligible, businesses must be certified as minority- or woman-owned; have 10 or fewer employees and up to $500,000 in annual revenue; and have not received funding under the federal CARES Act. The principal place of business, activity, and residence must be in Ohio.

Apply here for the Ohio Minority Micro-Enterprise Grant Program

Appalachian Growth Capital Loan Program

About the loan: Many small businesses in Ohio’s Appalachian region have been affected by the COVID-19 pandemic. The Ohio Development Services Agency and the Governor’s Office of Appalachia will provide $10 million in funding to help these businesses through the crisis.

This new loan program provides funding to Appalachian Growth Capital LLC, which is a U.S. Treasury-Certified Community Development Financial Institution that provides small business financing in the 32-county Appalachian region of eastern and southern Ohio.

Apply here for the Appalachian Growth Capital Loan Program


Oklahoma

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Oregon

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Pennsylvania

Pennsylvania COVID-19 Statewide Small Business Grant

About the loan: The COVID-19 public health crisis has affected every Pennsylvanian in every community. The recently enacted state budget includes $2.6 billion in federal stimulus funds through the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Within this allocation, the Department of Community and Economic Development has been allocated $225 million for COVID-19 relief to small businesses through a distribution to Community Development Financial Institutions (CDFIs).

Apply here for the Pennsylvania Small Business Grant

Pennsylvania Industrial Development Authority - Small Business First Fund

About the loan: The COVID-19 Working Capital Access (CWCA) Program is administered by the Pennsylvania Industrial Development Authority (PIDA) and provides critical working capital financing to small businesses located within the Commonwealth that are adversely affected by the COVID-19 outbreak. An eligible small business enterprise is a for-profit corporation, limited liability company, partnership, proprietorship, or other legal business entity located in the Commonwealth of Pennsylvania and having 100 or fewer full-time employees worldwide at the time of submission of the application. Loan terms are three years with a 12-year amortization.

Apply for the PIDA Small Business First Fund by calling 717-783-5046


Rhode Island

Providence Commercial Corridor Micro-Business Loan Program

About the loan: The Providence Commercial Corridor Micro-Business Loan Fund will provide financing to micro-businesses to help address safety measures needed for reopening due to the COVID-19 pandemic. Eligible businesses include service, retail, and manufacturing companies that employ fewer than 10 full-time employees, earn less than $250,000 annually, and are located on or near the pilot commercial corridors. Businesses in these areas can apply for loans ranging from $500 to $5,000.

Apply here for the Providence Micro-Business Loan Program

Pawtucket, RI, PBDC’s COVID-19 Emergency Loan Program
About the loan program:Due to the ongoing hardships caused by the COVID-19 virus outbreak, PBDC’s loan will be deferred for the first twelve months after the loan is administered. The emergency loan amount of $10,000 comes with a 2% interest rate. After 12 months, businesses will begin to make their monthly loan payments. After repayment begins, businesses will have two years to complete full repayment of the loan.

Apply here for PBDC’s COVID-19 Emergency Loan Program.


South Carolina

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


South Dakota

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Tennessee

Tennessee Business Relief Program

About the grant: The Tennessee Business Relief Program provides $200 million in federal aid to Tennessee-based small businesses that experienced revenue drops in April. The actual payment amount will be based on annual gross sales, and around 28,000 Tennessee businesses may qualify for the program.

If your business is eligible, you’ll be notified in June through the Department of Revenue, and then prompted to fill out a verification form.


Texas

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Utah

Utah COVID-19 Commercial Rental Assistance Program

About the grant: Utah-based small businesses with fewer than 100 employees may be eligible for rent relief through this program from the Utah Governor’s Office of Economic Development. Qualifying businesses need to show that they’ve lost at least half of their gross monthly revenue due to the pandemic.

Apply here for the Utah COVID-19 Commercial Rental Assistance Program


Vermont

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Virgina

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Washington

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Washington, D.C.

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


West Virginia

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Wisconsin

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Wyoming

We haven’t discovered any state-level funds or programs dedicated to small businesses at this moment.


Private Resources

American Express - Interest and Fee Waiver
About the program: American Express will waive interest charges and late fees and offer lower interest rates on a case-by-case basis for consumer or business card holders.

Call the number on the back of your card or log into your account to start a chat.

Bank of America - Support for Consumer and Small Business Clients Experiencing Hardship From the Impact of the Coronavirus
About the program: Bank of America clients with consumer and small business deposit accounts can request refunds including overdraft fees, non-sufficient funds fees, and monthly maintenance fees. Clients with consumer and small business credit cards can request to defer payments and refunds on late fees. Small business loans: clients can request to defer payments, refunds on late fees. Client with auto loan can request to defer payments, with payments added to the end of the loan. Clients with mortgages and home equity can request to defer payments, with payments added to the end of the loan. In all of these instances, there will be no negative credit bureau reporting for up-to-date clients. They have also paused foreclosure sales, evictions and repossessions.

Contact info to learn more can be found here

CloudKitchens - Free Services to Restaurants
About the program: CloudKitchens is offering their services free to any restaurants closing their dining rooms and switching entirely to take-out/ delivery. Their technology is an all-in-one solution that aggregates all online ordering platforms, gives the restaurant owner control over their delivery orders/ platforms, and delivers strong insights. They are offering their hardware, monthly fees, and consulting services to any restaurant during this time.

Learn more about Cloud Kitchen Services

Facebook - Small Business Grant Program
About the Grant: Facebook is offering $100M in cash grants to small businesses and ad credits for up to 30,000 eligible small businesses in over 30 countries where Facebook operates. To be eligible to apply, you must: have between 2 and 50 employees, have been in business for over a year, have experienced challenges from COVID-19, and be in or near a location where Facebook operates.

Apply for the Small Business Grant Program

Google - Google Ads Credit
About the Credit: Google will be making $340 million in Google Ads credits available to all small businesses with active Google accounts over the past year. Credit notifications will appear in their Google Ads accounts and can be used at any point until the end of 2020 across Google’s advertising platforms. Google’s goal is to help alleviate some of the cost of staying in touch with customers.

Learn more about Google Ads Credit

Hello Alice/Verizon - Business for All Emergency Grant
About the Grant: The current COVID-19 crisis has been a game changer for small businesses. To ensure Business for All, Hello Alice with the support of Verizon, Silicon Valley Bank, Ebay, and others is offering $10,000 emergency grants, being distributed immediately to small business owners impacted by this pandemic.

Apply for a Business For All Emergency Grant

Honeycomb Credit - Crowdfunded Small Business Relief Loan
About the Loan: To help deliver the working capital that businesses need, Honeycomb is offering 45-day payment free periods, 6-month interest-only periods and reducing their posting, success, and investor fees. They are also streamlining their due diligence to connect businesses with local investors as quickly as possible. As always, these loans are community funded via the Honeycomb crowdfunding platform.

See Loan Options, Eligibility and Apply for a Small Business Relief Loan

Main Street Lending Program

About the Loan: The Federal Reserve’s program will help credit flow to small and medium-size businesses for the purposes of maintaining their operations until they have recovered from, or adapted to, the impacts of the pandemic. Loans range in size from $250,000 to $300 million and offer five-year terms with floating rates.

Visit the Borrower Overview site for more information

Kiva - Small Business Loans
About the loan: The nonprofit organization Kiva provides 0% interest loans to small businesses worldwide. They are expanding eligibility and the amount of loans provided during this crisis.

Get started with Kiva

Oakland Main Street Launch
About the loan: Main Street Launch is offering a special loan product with lower rates and flexible terms for businesses located in most parts of East Oakland

Learn more about Affordable for East Oakland

Salesforce - Free Access to Quip Starter
About the program: To help teams collaborate while employees are away from the office, Quip Starter will be available for free to any Salesforce customer or non-profit organization through September 30, 2020.

Learn more about Free Access to Quip

San Francisco Foundation - For Nonprofits: Apply for a grant from the SFF COVID-19 Emergency Response Fund
About the grant: Through the SFF COVID-19 Emergency Response Fund, SFF will make a limited number of one-time grants ($3,000 – $25,000) to nonprofits addressing the following four issue areas: racial bias, worker protection, homelessness and renter protection/housing security, and food security. If approved, grants will be processed within 10-15 days of application receipt.

Learn more about how to apply for the SFF COVID-19 Emergency Response Fund

UberEats - Waiver of delivery fees for independent restaurants
About the offer: UberEats “will waive delivery fees for all orders from independently owned restaurants on the app as the COVID-19 pandemic continues to spread and causes cities to shutter all non-essential businesses.”

Verizon - Pay It Forward Live
About the grant: Verizon announced the launch of Pay it Forward Live, a weekly streaming entertainment series that will include music, gaming, comedy and more in support of small businesses affected by COVID-19. Verizon will donate $2.5 million to help support small businesses through a donation up to $5 million that will be unlocked as Pay It Forward viewers call out support for their favorite local businesses as they watch. Local Initiatives Support Corporation’s (LISC) will use the funds to provide grants of up to $10,000 to businesses facing immediate financial pressure because of COVID-19, especially entrepreneurs of color, women-owned businesses and other enterprises in historically underserved communities that don’t have access to flexible, affordable capital.

Donate to Pay It Forward Live

WefunderWefunder - Financial Support
About their funding: Wefunder has funded ~$130M in hundreds of small businesses from over 400,000 investors. They offer payments deferred one year, which vary based on revenue. Typically, half of the funds come from your own customer base, with the other half from the Wefunder investor-base. They do all the work of collecting funds and send you one wire transfer to deliver funding.

Nominate your own business or one you care about

Wells Fargo - Relief Fund and Fee Waiver
About the offer: Wells Fargo is deploying resources to meet the urgent needs of small businesses. $2 million of which will focus on the deployment of flexible capital in collaboration with Opportunity Fund and will also provide immediate cash boosts and financial coaching support of entrepreneurs and their low-wage workers in coordination with SaverLife. Wells Fargo is offering fee waivers, payment deferrals and other expanded assistance for small business and lending customers who contact the company.

Learn more from Opportunity Fund

Womply & Fund Rocket - Privately-funded stimulus program for small business
About the program: Stimulus 2020 is a privately-funded stimulus program intended to support America’s local businesses. They are curating a $1,000 stimulus package and offers designed to help American businesses stay afloat in this time of crisis. There are no fees and no interest.

Learn how to apply for Stimulus 2020