Your money as soon as you make a sale
When you sign up for Square Card, you get real-time access to your Square balance. Use your business debit card anywhere Mastercard® is accepted, with no monthly fees, sign-up fees, or annual fees. It’s everything you expect from Square.
A business account completely in your control
Money in, fast money out
Square Card is linked to your point of sale so your business revenue is available right away—no waiting for bank transfers. Sales are stored in your Square balance instead of being automatically transferred to the bank.
No fees, just funds
Forget about being nickeled-and-dimed for business accounts at banks. Square Card doesn’t charge minimum balance fees, overdraft fees, or any other service fees. Just use your card like you would any other business debit card.
Transfer funds in a snap
Transfer funds to your linked bank account instantly anytime for a fee per transfer. Or choose to transfer your money in one to two business days for no additional charge.
Make your debit card your calling card
Promote your small business every time you use your debit card. Personalized signatures and laser etching make you stand out.
The business debit card like no other business card
Track business expenses in one place
Stop sorting through your personal account for business expenses. Square Card is linked to your point of sale, so you know exactly what’s coming in and what’s going out. Plus, business and personal labels make it easy to keep track of every transaction.
Cash without emptying your cash drawer
Get cash anywhere Mastercard® is accepted. Square never charges you for ATM withdrawals, but you are responsible for any fees charged by the ATM provider.
Ready for Apple Pay, Google Pay, and tap-to-pay
Square Card works with Apple Pay and Google Pay, so you can use your phone to pay online, in-app, or in-person. Add your card to your phone using the Square Point of Sale app. You can also simply tap your Square Card to pay—it’s a contactless card.
Support Square sellers and enjoy an instant discount
When you use your Square Card at any other Square seller, you get 2.75% off your purchase.
“When I buy materials, having my Square Card is invaluable. I know where my money is and that I can spend it instantly. I can view all my sales and spend reports in one place."Quest, Owner of Quest Skinner
No hidden fees, sign-up fees, or annual fees
With your Square account
Square Card by the numbers:
|Fees and Account||Square||Big Banks|
|Minimum balance required||$0||$500–$5,000|
|Minimum initial transfer||$0||$25–$1,500|
|Monthly account service fee||$0||$10–$16/month|
|ATM fee||$0 from Square; ATM provider fees apply||Free-$10|
|Daily ATM withdrawal limit||$1,000||$300–$700|
|Daily spend limit||$25,000||$1,000–$5,000|
|Instant discount||2.75% back at Square sellers||N/A|
|Integrated app experience||Yes (Point of Sale app)||No|
|Personally branded card||Yes||No|
|Dedicated business balance||Yes||Yes|
Sign up for Square
The Square Card is funded solely by your Square account balance. The Square balance is not a bank account and is not FDIC insured. See www.square.com/legal/squarecard for more information about this program.