Calculate your rate with Square
Square payment fees are simple and transparent — you’ll never pay hidden or additional fees. Plus, get free services like protection against fraud.
Make over $250K in annual revenue?
See if you’re eligible for custom pricing
How much will I pay in transaction fees?
The values displayed are estimations only based on the data you provide and do not constitute an offer or guarantee of any kind. The estimated amount you keep does not include taxes or other deductions.
Transparent rates with no surprises.
In person
Processing rate
2.6% + 10 cents
Processing method
- Contactless payments
- Mobile Payments
- Chip and PIN payments
Online
Processing rate
2.9% + 30 cents
Processing method
- Online store
- Online API
Manually entered
Processing rate
3.5% + 15 cents
Processing method
- Keyed-in transactions
- Remote card payments
Keep more of what you make with Square.
On average, 97.05%* of your sales stay in your pocket.
What you keep Competitors’ fees Square fee Competitors Square Here’s a breakdown of where the 2.95%* fee goes when you sell with Square: 63% Interchange fees When Square processes a transaction on your behalf, Square is required to give a percentage of the funds collected to your customer’s card issuer. Assessment fee Square is required to give a percentage of the amount collected from your customer to associations — like Mastercard or Visa — as dues and assessments. 3% Risk and PCI compliance Square products are made with end-to-end encryption and support your PCI compliance so you don’t have to pay extra for your data security. 34% Square services *These percentages reflect a blend of our card-present and card-not-present rates and are meant to be illustrative.
Get more services without the extra fees.
PCI compliant hardware
Dispute management
Active fraud prevention
End-to-end encrypted payments
Connected POS and processing
Live phone support
Custom pricing just for your business.
If you’re processing more than $250,000 every year, you might be able to have a custom pricing package designed for your business. Custom pricing will vary depending on your processing volume, average ticket size, your history as a Square seller, and other factors.
