Square Checking Account and Routing Numbers
Your Square Checking account includes account and routing numbers for making inbound and outbound transfers. Use your account and routing numbers to allow third parties to debit your Square Balance via ACH at no additional cost to complete payments for bills or expenses. You also can use your account and routing numbers to deposit funds into your Square Balance via ACH.
View your account and routing numbers
You can view your account number and routing number from the Square Point of Sale app, the Square Dashboard app, or in your online Square Dashboard:
Within the Square Point of Sale app:
Go to Square Checking balance > Account Details.
Scroll down to see your account and routing numbers.
From your Square online Dashboard:
Go to Balance, and select a location under Locations.
Click the gear icon, then select Transfer settings.
Click View account & routing number. You’ll be prompted to provide a verification code that was sent to the email address associated with your Square account.
Once you provide the code, select Next. Your account and routing numbers will be visible, and you can copy your account details onto your device.
From the Square Dashboard app:
Log into your app and tap Banking from the main menu.
Select the Square Checking account you want to view from the Locations section and scroll down to Account details to view your account and routing numbers.
Fund availability
Inbound funds credited to your Square Checking account using your account and routing numbers may take 2-3 business days before they are available.
Issue a Digital Check
You can use your Square Checking balance to issue digital checks. Once you create your check, you can download and print a copy or email the check as a PDF attachment to your recipient.
To create a check from your online Square Dashboard:
- From the main menu, go to Banking > Balance.
- Click Write a check > Next.
- On the next window provide your check details, such as the amount, recipient name, and an optional memo. Click Create check.
- Choose to either print the check or download a PDF version of the check to your device.
To create a check from the Square Point of Sale app:
- From the main menu, tap More > Balance.
- Select Write a check > Next and provide your check details, such as the amount, recipient name, and an optional memo.
- Tap Create check. You can choose to print the check or download a PDF version of the check to your device.
Once the check is created, it will be reflected in the Recent activity view in your Dashboard or on your Point of Sale app. You can click the check line item from this section to view the check details and print or cancel the check, if needed. Once a recipient deposits a check, you will no longer be able to cancel the check.
Keep in mind that if you cancel an outstanding check, it will take up to one business day for those funds to be returned to your bank account.
Note: The ability to create recurring check payments is not currently available. Once a check is created, the issuer is responsible for delivering the check to the recipient, as Square does not mail or deliver check payments at this time.
Checking Limits
The maximum amount you can transfer via ACH with your account and routing numbers is $50,000 per day, calculated by a rolling 24-hour period. New Square account holders may start with a lower limit at first. As you continue processing payments with Square, your daily limit will increase.
For digital checks created from your account, you have a maximum check payment amount of $10,000 per day, and a maximum of 10 checks generated per day.