Square Payments

Accept every payment quickly, easily and securely.

Take payments any way you want.

Whether you’re selling in person or online, Square can help you take all kinds of payments quickly and securely.

Learn more about card payments

Learn about our payment rates


Easily accept your customer’s payment by inserting their chip and PIN cards into the Square Reader.



Customers can pay with a tap by using a contactless card or an Apple Pay or Google Pay enabled device with NFC technology.

Online payments

Remote friendly

Accept customer orders and payments online with Square Online – you can even provide local delivery or Click and Collect.



Remote Friendly

Take keyed-in payments remotely on your mobile app or on your computer by manually entering customers’ card information.



Remote Friendly

Request payment from customers with digital invoices. You can create, customise and track these through the Invoices app, your browser or Square Point of Sale.

Payments platform and APIs

Build your own custom solutions to run your business your way.

Our payments promise

At Square, we do everything we can to make accepting cards as fast, painless and secure as possible. We don’t charge you extra fees or lock you into long-term commitments. We’re here to make sure you get paid fast and stay secure without having to worry about it. And that’s it.

How Square sellers are shifting their businesses.

Here are a few ways you can run your business a little more safely in today’s environment.

Get paid fast, every time

  • Get your money in your bank account the next business day (or instantly for a fee per transfer).
  • Keep an eye on your cash flow with real-time updates about your sales and inventory.

Spend less time and money on your payments

  • Sign up easily and start taking payments with Square. No bank visits or merchant accounts required.
  • There aren’t any statement fees or any other small-type, weird-word fees. You pay only when you make a sale.
  • When payment disputes occur, our team of experts deals with the bank for you so you can focus on more important things, like your customers.

Keep your and your customers’ data secure

  • Security is engineered into our products from the ground up. We follow industry requirements that keep data safe (instead of passing that responsibility on to you).
  • Our systems constantly monitor for suspicious activity. If we suspect something fishy, we notify you and help you avoid lost goods or sales.
  • Our tools help prevent the wrong people from accessing your account.

Here to help you succeed

  • Speak with a real person when something’s not right. Our in-house phone support is available Monday–Friday from 9 a.m. to 5 p.m, or you can email them anytime, 24/7.
  • Have a quick question? Search our Support Centre from the point of sale 24/7, including tutorial videos.

“We use Square’s Virtual Terminal to take payments from our clients over the phone. It’s been a real game-changer for the way we do business — it means our admin team can chase payments from the office. And it’s very reliable, the money is always in our account the next business day.”


Three things to know about our pricing

Clear pricing

No complicated bills to deal with at the end of the month. You can log in and see your Square rate at any time in your Dashboard.

Transparent rates

Know what you pay based on each payment method.

No weird fees

No startup fees, authorisation fees, statement fees, refund fees, PCI-compliance fees, business card fees, terminal fees—you get the idea.

It’s payments, Squared

When comparing payment processors, there are many things to consider. Square takes care of many things for you that banks and other processors do not.

Keep it simple

  • No long-term commitments or early termination fees
  • No setup or startup fees
  • No monthly payment processing fees
  • No statement or reporting fees
  • No additional fees for American Express, corporate or international cards
  • No refund fees

Make it easy

  • Next business day transfers
  • Integrated readers and POS software
  • Integrated online and offline payments
  • Real-time analytics built in

Ensure it’s safe

  • Data security (PCI) compliance covered
  • Free dispute management
  • Active fraud prevention and notification of suspicious activity
  • End-to-end encryption

Start taking payments today


Chargebacks 101: Credit Card Chargebacks Explained

PCI Compliance: What You Need to Know

What Is a Card-Not-Present (CNP) Transaction and Why It Costs More