Square Installments for Customers

Customers can pay your Square Invoices over 3, 6, or 12 months

Grow your sales

Eligible customers increase their purchasing power to buy more from your business.

Get paid upfront

Square Capital pays your invoice, then your customers repay us with monthly payments.

Minimize your risk

When customers choose Square Installments, Square Capital determines who is eligible, then handles repayment.

A transparent choice

We clearly show the total cost of paying in monthly installments before your customers accept.


  1. Send invoices with Square

    Continue to send your customer invoices using Square.

  2. Customer checks eligibility

    Your customer will have the option to check eligibility to pay in monthly installments for select invoices between $250 and $10,000.

  3. Customer gets an extra payment option

    Eligible customers can select to pay over 3, 6, or 12 months at an APR of 9.99%, or upfront using other payment options.*

  4. You get paid

    Upon acceptance, your business gets paid upfront and your customer makes fixed monthly payments to Square Capital.

Numbers are for illustrative purposes only


We’re piloting this feature, and during this period you pay no additional cost for Square Installments. All you pay are the fees normally associated with Square Invoices. Future pricing may vary, but rest assured we will never charge you for this service without your explicit consent.


For any questions you receive from your customers, please inform them to refer to their Square Invoice for more information. You can also ask them to email Square Capital directly at installments@squareup.com. Please note: Square Capital may change or suspend Square Installments at any time.

You can read our Frequently Asked Questions to learn more, or contact Square Capital.